Journal Description

Ekonomi Islam is a journal of the Islamic Banking study program, Faculty of Islamic Studies, Universitas Muhammadiyah Prof DR HAMKA (E-ISSN: 2527-7081, P-ISSN: 2087-7056). The Ekonomi Islam is a national peer-reviewed journal. This is a semi-annual journal, published twice a year (May and November). Ekonomi Islam has been acknowledged by the Republic of Indonesia's Ministry of Research, Technology, and Higher Education since 2020 with grade 4 (Sinta 4) accreditation.

In 2025, Alhamdulillah, this journal has received Sinta 3 accreditation based on the Minutes of Determination of Journal Accreditation Results for Period I of 2025, a Decree of the Director General of Higher Education, Research and Technology Number 10/C/C3/DT/05/00/2025 dated March 21, 2025 concerning Scientific Journal Accreditation Rating for Period I of 2025.

The Ekonomi Islam focuses on a broad range of topics covering all categories of Islamic Economics, Islamic Banking, Islamic Capital Market, Management from Islamic Perspective, Islamic Business Ethics, Principles, and Practices of Sharia Law (including policy) that are of regional and global relevance. The Ekonomi Islam’s scope is the journal endeavors to publish high quality research that makes a contribution to the literature and/or has an impact on policy making. In this regard, the Ekonomi Islam welcomes research papers from Islamic banking, Islamic Insurance and Islamic Capital Market practitioners, Crowdfunding, Islamic Fintech, academics, and policy makers regardless of their institutional affiliation and geographic location.

The full manuscript should be sent electronically using the online submission form. Complete and original research manuscripts that are not currently under consideration by another publication are invited to be submitted to JEI.

ISSN Information
Online ISSN : 2527-7081
Print ISSN : 2087-7056

Vol. 16 No. 1 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA

Authors' Countries: INDONESIA, MALAYSIA, SPAIN, LIBYA

EKONOMI ISLAM is a journal focused on Islamic Economics, Islamic Banking, Islamic Capital Market, Management from an Islamic Perspective, Islamic Business Ethics, and the Principles and Practices of Sharia Law. The journal is open and welcomes contributions from various disciplines and research approaches, including quantitative, qualitative, and mixed methods. This edition has been available online since May 31, 2025. All articles in this volume (12 original research articles) were written by 38 authors from 19 affiliations across 4 countries (Indonesia, Malaysia, Spain, and Libya). The affiliations are as follows:

  • University of Zawia, Libya
  • Universiti Utara Malaysia, Kedah, Malaysia
  • Universiti Sultan Zainal Abidin, Malaysia
  • Universiti Sains Malaysia
  • Universitas Muhammadiyah Malaysia
  • Universidad de Granada, Spain
  • INCEIF University, Malaysia
  • Universitas Trunojoyo, Madura
  • Universitas Sultan Ageng Tirtayasa, Banten
  • Universitas Muhammadiyah Yogyakarta
  • Universitas Muhammadiyah Surabaya
  • Universitas KH Abdul Chalim, Mojokerto
  • Universitas Islam Negeri Sunan Ampel, Surabaya
  • Universitas Islam Negeri Sayyid Ali Rahmatullah, Tulungagung
  • Universitas Islam Negeri Raden Mas Said, Surakarta
  • Universitas Islam Negeri K.H. Abdurrahman Wahid, Pekalongan
  • Universitas Gunung Rinjani, Lombok
  • Universitas Ahmad Dahlan, Yogyakarta
  • Institut Teknologi dan Bisnis Ahmad Dahlan, Tangerang

All articles have undergone the review, revision, and editorial process in the EKONOMI ISLAM journal until reaching the publication stage.

Published: May 31, 2025

ANALYSIS OF FACTORS THAT AFFECTING INTEREST IN SAVING AT BANK MUAMALAT KCP BOYOLALI (STUDY ON GENERATION Z OF BOYOLALI REGENCY)

1 - 19 Mutiara Dwi Kurnianingsih, Agus Setiawan
0

ANALYSIS OF THE APPLICATION OF THE CAMELS METHOD TO MEASURE THE LEVEL OF HEALTH AT BANK MEGA SYARIAH FOR PERIOD 2019-2023

20 - 39 Della Nur Cahyani, Faizatun Khasanah, Mufida Auliyaun Nisaa, Muhammad Iqbal Surya Pratikto, Muhammad Adam Bin Hamzy
0

COMPARATIVE ANALYSIS OF FINANSIAL PERFORMANCE IN ISLAMIC BANKS: A CASE STUDY OF INDONESIA AND MALAYSIA USING SHARIA CONFORMITY AND PROFITABILITY (2018 – 2024)

40 - 54 Yunita Kusmanningrum, Lu’lu’il Maknuun, Mowafg Abrahem Masuwd
0

OPTIMIZATION OF DIGITAL FINANCE FOR RECIPIENTS OF SOCIAL ASSISTANCE FAMILY HOPE PROGRAM(PKH) IN WARUREJA DISTRICT REVIEWED FROM THE THEORY OF ASHABIYYAH

55 - 68 Anissa Putri Nabila, Hendri Hermawan, Muhammad Shulthoni, Rizky Andrean
0

OPTIMIZATION OF IMPLEMENTATION OF THE ISLAMIC SOCIAL ENTERPRISE IN MUHAMMADIYAH HIGHER EDUCATION

69 - 86 Junarti Junarti, Tri Budi Astuti, Husnayetti Husnayetti
0

THE EFFECT OF EDUCATION LEVEL, POVERTY, AND ZIS FUND DISTRIBUTION ON ECONOMIC GROWTH IN EAST JAVA IN 2022

87 - 103 Khiyarotul Launiya, Siswahyudianto Siswahyudianto
0

THE EFFECTS OF ISLAMIC BRANDING AND CUSTOMER RELATIONSHIP MARKETING ON CUSTOMER LOYALTY THROUGH SATISFACTION AS THE MEDIATING VARIABLE

104 - 120 Mufti Alam Adha, Afrida Fadkhi Silmi, Faiza Husnayeni Nahar
0

THE INFLUENCE OF ISLAMIC LIFESTYLE, HALAL CERTIFICATION, AND SOCIAL MEDIA EXPOSURE ON PURCHASING DECISIONS AT MIXUE OUTLETS IN SERANG CITY

121 - 140 Febri Imanuddin, Ahyakudin Ahyakudin, Elif Pardiansyah, Rah Adi Fahmi Ginanjar
0

THE INFLUENCE OF LIFESTYLE AND ISLAMIC FINANCIAL LITERACY ON THE CONSUMPTIVE BEHAVIOR OF INDONESIA SMART SCHOLARSHIP FOR HIGHER EDUCATION SCHOLARSHIP RECIPIENTS

140 - 166 Munawar Tini, Ikhwan Wadi, Norhaslin Abu Hassan
0

THE ROLE OF MOSQUES IN UTILIZING ZAKAT, INFAQ, AND SHADAQOH AS SUSTAINABLE SHARIA FINANCIAL INSTRUMENTS IN SURABAYA

167 - 181 Fatkur Huda, M. Febriyanto Firman Wijaya, Erdin Nadid, Salma Nadia Salsabilla, Salman Al Farisi
0

THE VALIDITY OF THE SALE AND PURCHASE CONTRACT WITH SHOPEE PAYLATER AS FINANCIAL TECHNOLOGY IN ISLAMIC LAW

182 - 193 Fira Aulia, Fitri Kurniawati
0

VECTOR ERROR CORRECTION MODEL (VECM) APPROACH IN ANALYZING THE DYNAMIC RELATIONSHIP BETWEEN GROSS DOMESTIC PRODUCT (GDP) AND ISLAMIC BANK FINANCING IN INDONESIA

194 - 211 Riyan Zulkarnain, Nasrulloh Nasrulloh, Nurul Izzati Septiana
0
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