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Abstract
Background: Socialization of insurance as a financial education tool is one of the important efforts in improving financial literacy of the Indonesian people. In the context of community service, this activity aims to help the community understand the importance of risk management and strengthen the financial foundations of individuals and families. Methods: The methods used include counseling, interactive discussions, and case study simulations involving collaboration between educational institutions and local communities. Results: Overall, this activity not only succeeded in increasing participants' knowledge about insurance with an average score of 1.40 points or around 26.31%, but also opened up new opportunities for them to utilize insurance as a risk management tool and source of income. This activity can be optimized through community-based programs and integration of financial literacy into the formal education curriculum. Conclusions: In the context of community service, education about insurance not only helps the community understand the importance of risk management, but also strengthens the financial foundation of individuals and families. Collaboration with educational institutions and local communities can also increase community acceptance of insurance education. Counseling programs that focus on the specific needs of the community and the integration of financial literacy into the formal education curriculum are strategic steps that can optimize the positive impact of insurance socialization.
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© 2022 Oleh authors. Lisensi Jurnal Solma, LPPM-Uhamka, Jakarta. Artikel ini bersifat open access yang didistribusikan di bawah syarat dan ketentuan Creative Commons Attribution (CC BY) license. (http://creativecommons.org/licenses/by/4.0/).
References
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References
Aren, S., & Zengin, A. N. (2016). Influence of Financial Literacy and Risk Perception on Choice of Investment. Procedia - Social and Behavioral Sciences. https://doi.org/10.1016/j.sbspro.2016.11.047
Azmi, Z., Anriva, D. H., Rodiah, S., Ramashar, W., Ahyaruddin, M., Agustiawan, A., Marlina, E., Bidin, I., Putri, A. A., & Lawita, N. F. (2018). Peningkatan Literasi Keuangan Melalui Perencanaan Keuangan Keluarga. Jurnal Pengabdian UntukMu NegeRI, 2(1), 66–73. https://doi.org/10.37859/jpumri.v2i1.599
Ghaddar, S., Byun, J., & Krishnaswami, J. (2018). Health insurance literacy and awareness of the Affordable Care Act in a vulnerable Hispanic population. Patient Education and Counseling. https://doi.org/10.1016/j.pec.2018.08.033
Gultom, E., & Suwandono, A. (2025). Peningkatan Kesadaran Berasuransi Pelaku UMKM di Desa. 6, 538–543.
Hilgert, M., & Hogarth, jeanne M. (2012). Household Financial Management: The Connection between Knowledge and Behavior Marianne. Revista de Investigaciones Veterinarias Del Perú.
Howard, D. (2009). Insurance literacy in the United States. World Hospitals and Health Services: The Official Journal of the International Hospital Federation.
Hung, A. A., Parker, A. M., & Yoong, J. (2009). Defining and measuring financial literacy (RAND Working Paper WR-708). Social Science Research Network. Retrieved September.
Karir, P., Profesi, D. A. N., Industri, D. I., Hasangapan, R., Napitupulu, M., & S, R. M. D. H. (2025). Perasuransian Pada Siswa SMA Santo Fransiskus 2 JakartA. 1(1), 55–59.
Laub, J. A. (1999). Assessing the servant organization; Development of the Organizational Leadership Assessment (OLA) model. Dissertation Abstracts International,. Procedia - Social and Behavioral Sciences.
Litamahuputty, J. V., & Sipakoly, S. (2024). Peningkatan Literasi Keuangan Masyarakat Melalui Program Edukasi Dan Pelatihan Keuangan. Communnity Development Journal, 5(2), 3640–3646. https://doi.org/10.31004/cdj.v5i2.27390
Lusardi, A., & Messy, F.-A. (2023). The importance of financial literacy and its impact on financial wellbeing. Journal of Financial Literacy and Wellbeing. https://doi.org/10.1017/flw.2023.8
Lusardi, A., & Mitchell, O. S. (2014). The Economic Importance of Financial Literacy: Theory and Evidence. Journal of Economic Literature. https://doi.org/10.1257/jel.52.1.5
Matahari, M., & Kusumastuti, R. (2022). Insurance Literacy in Microinsurance Ownership among Instagram Users in Indonesia. MIMBAR : Jurnal Sosial dan Pembangunan. https://doi.org/10.29313/mimbar.v0i0.8435
Rosita, S., & Arsita, S. (2024). Sosialisasi Pentingnya Asuransi Kesehatan Untuk Kaum Milenial. Jurnal Pengabdian Kepada Masyarakat DEWANTARA, 7, 1–6. https://doi.org/10.31317/jpmd.v7i1.983
Tamami, B. (2022). Pemahaman Masyarakat Pedesaan Terhadap Asuransi Syariah (Study Pada Desa Kebon Cau Kecamatan Teluk Naga Kabupaten Tanggerang). In Universitas Islam Negeri (UIN) “Sultan Maulana Hasanuddin” Banten.
Tennyson, S. (2011). Consumers’ Insurance Literacy: Evidence from Survey Data. Financial Services Review. 20(3):165-179
Wells, B., Epermanis, K., Gibson, J. P., & Gibson1, J. P. (2015). The Effect of Insurance Education on Consumer Attitudes: A Study of the Property and Casualty Industry. Source: Journal of Financial Education.