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Perkembangan zaman yang kian maju mendorong kesadaran masyarakat akan nilai-nilai agama semakin tinggi. Hampir seluruh elemen kehidupan merasakan perubahan ini, tak terkecuali bidang ekonomi. Dalam menggambarkan tren ini, bank syariah telah hadir dan tersebar di berbagai kabupaten dan kota yang ada di Indonesia. Menurut data Otoritas Jasa Keuangan (OJK), Pada Januari 2021, ada 34 bisnis perbankan syariah di Indonesia. Adapun tujuan dari penelitian ini yaitu mendeskripsikan tren dan dampak pembiayaan ekonomi berbasis syariah. Metode penelitian yang digunakan yaitu penelitian deskriptif, komparatif, dan studi literatur. Hasil penelitian menunjukkan bahwa pembiayaan ekonomi berbasis syariah dalam perspektif Islam mampu meningkatkan ekonomi umat dengan lebih adil dan berkelanjutan. Bank syariah memberikan pembiayaan sesuai prinsip syariah dan layanan perbankan seperti investasi dan asuransi syariah.
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