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Abstract
This study aims to determine the effect of Financial Knowledge, Financial Self-Efficacy, and Locus of Control both partially and simultaneously on Islamic Financial Behavior in Generation Z in DKI Jakarta. This type of research is quantitative with a causality approach. The method used in sampling is purposive sampling. The partial test shows that the financial knowledge variable has a positive and significant effect on Islamic financial behavior, financial self-efficacy has a positive and significant effect on Islamic financial behavior, and locus of control has a positive and significant effect on Islamic financial behavior. The results of this study indicate that financial knowledge, financial self-efficacy, and locus of control simultaneously have a positive and significant effect on Islamic financial behavior.
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