Impulsive Buying dalam Ekonomi: Studi Perilaku Doom Spending di Indonesia Perspektif Islam

Jefri Ardiansyah; Ahmad Mansur; Moh. Firdaus Faiz Al’Ula; Abdul Muaz Ali Amri

doi:10.22236/alurban_vol9.i1/18603

Authors

Jefri Ardiansyah UIN Sunan Ampel Surabaya
Ahmad Mansur UIN Sunan Ampel Surabaya
Moh. Firdaus Faiz Al’Ula IAIN Kediri
Abdul Muaz Ali Amri Universiti Sultan Zainal Abidin

DOI:

https://doi.org/10.22236/alurban_vol9.i1/18603

Keywords:

Doom Spending, Impulsive Buying, Consumer Behavior, Financial Literacy, Financial Technology

Abstract

The rapid development of banking The phenomenon of doom spending has become a trending issue among Indonesian youth. This behavior contradicts Islamic economic principles, such as wasatiyyah (moderation) and qana’ah (contentment), and has negative implications for financial stability and social well-being. This study employs a qualitative method with a phenomenological approach to understand the behavior of doom spending and its implications for Islamic financial management. The findings reveal that doom spending increases the risk of debt, reduces the allocation of wealth for zakat and charity, and undermines the blessings (barakah) of wealth. Contributing factors include emotional pressure from stress or anxiety, the influence of consumerist culture, and the role of social media in promoting materialistic lifestyles. Proposed solutions include enhancing Islamic financial literacy, leveraging financial technology, and strengthening spiritual awareness. These findings underscore the importance of wise wealth management in accordance with Islamic principles to achieve financial balance and a blessed life.

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