Faktor yang mempengaruhi pembiayaan perbankan syariah di Indonesia: MODEL ECM
DOI:
https://doi.org/10.22236/alurban_vol2/is1pp92-106Keywords:
Financing, Banking, Syariah, BOPO, FDR, BI Rate, CAR, Inflation, KursAbstract
This study aims to determine the factors that influence the financing of Islamic banking in
Indonesia. This study is examines BI rate, BOPO, CAR, FDR, Inflation, NPF, Exchange Rate and
Financing of Islamic Banking in Indonesia. The data in this study is secondary data from January
2013 to September 2017. The data is analysed using the Error Correction Model and processed
by eviews. The results of this are the variables that influence the short-term financing of Islamic
banks are BOPO and FDR, while the variables BI_rate, CAR, inflation, NPF and Exchange rates
have no effect. Furthermore, the variables that influence the long-term financing of Islamic banks
are BI_rate, BOPO, CAR, FDR and inflation, while the NPF and exchange rate variables have
no effect.
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184 AL-URBAN: Jurnal Ekonomi Syariah dan Filantropi Islam
Vol. 2, No. 2, Desember 2018
http://journal.uhamka.ac.id/index.php/al-urban
p-ISSN: 2580-3360 e-ISSN: 2581-2874
DOI: 10.22236/alurban_vol2/is2pp178-185
Hal 178-185
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The Author submiting a manuscript do so on the understanding thet if accepted for publication, copyright of the article shall be assigned to Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam, Faculty of Economics and Business, University of Muhammadiyah Prof. DR. HAMKA.
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