Faktor yang mempengaruhi pembiayaan perbankan syariah di Indonesia: MODEL ECM

Authors

  • Yudhistira Ardana STMIK Pringsewu

DOI:

https://doi.org/10.22236/alurban_vol2/is1pp92-106

Keywords:

Financing, Banking, Syariah, BOPO, FDR, BI Rate, CAR, Inflation, Kurs

Abstract

This study aims to determine the factors that influence the financing of Islamic banking in
Indonesia. This study is examines BI rate, BOPO, CAR, FDR, Inflation, NPF, Exchange Rate and
Financing of Islamic Banking in Indonesia. The data in this study is secondary data from January
2013 to September 2017. The data is analysed using the Error Correction Model and processed
by eviews. The results of this are the variables that influence the short-term financing of Islamic
banks are BOPO and FDR, while the variables BI_rate, CAR, inflation, NPF and Exchange rates
have no effect. Furthermore, the variables that influence the long-term financing of Islamic banks
are BI_rate, BOPO, CAR, FDR and inflation, while the NPF and exchange rate variables have
no effect.

Downloads

Download data is not yet available.

References

Antonio, Muhammad Syafi'i. (2001). Bank
Syariah Dari Teori ke Praktik. Jakarta:
GemaInsani Press.
Engle, R. F. & Granger, C.W.J. (1987).
Cointegration and Error Correction.
Representation, Estimation and
Testing. Econometrica, 55, 251-276.
Faisal. (2005). Dasar-Dasar Manajemen
Keuangan. Malang: UMM Press.
Kuncoro, Mudrajad &Suhardjono. (2011).
Manajemen Perbankan. Yogyakarta:
BPFE.
Muthaher, Osmad. (2012). Akuntansi
Perbankan Syariah. Yogyakarta:
Graha Ilmu.
Sukirno, Sadono. (2011). Makro Ekonomi
Teori Pengantar Edisi Ketiga. Jakarta:
Rajawali Pers.
184 AL-URBAN: Jurnal Ekonomi Syariah dan Filantropi Islam
Vol. 2, No. 2, Desember 2018
http://journal.uhamka.ac.id/index.php/al-urban
p-ISSN: 2580-3360 e-ISSN: 2581-2874
DOI: 10.22236/alurban_vol2/is2pp178-185
Hal 178-185

Downloads

Published

2018-12-30

How to Cite

Ardana, Y. (2018). Faktor yang mempengaruhi pembiayaan perbankan syariah di Indonesia: MODEL ECM. Al-Urban: Jurnal Ekonomi Syariah Dan Filantropi Islam, 2(2), 178–185. https://doi.org/10.22236/alurban_vol2/is1pp92-106

Issue

Section

Articles