Agregat: Jurnal Ekonomi dan Bisnis

The Influence of Tam and Security Factors on Interest in Using KAI Access For Generation X in Pasuruan

2024-09-15T06:13:04+07:00

The purpose of this study was to evaluate how Generation X in Pasuruan City felt about the Access By KAI application in terms of perceived security, usefulness, and convenience of use. With 96 samples, a multiple linear regression analysis was performed. A significant value below the threshold supported the conclusions that interest in use is influenced by perceived security, utility, and convenience of use taken together. Only perceived ease of use, on the other hand, showed a significant effect on interest in usage when looked at separately. On the other hand, perceived security's significance value also exceeded the threshold, with a calculated t value above the t table, suggesting it does not significantly affect interest in use, while perceived usefulness's significance value exceeded the threshold, with a calculated t value lower than the t table.

Indonesian Banking Financial Performance on Profitability Using Panel Data Regression

2024-09-15T21:10:29+07:00

This study's goal is to determine if the return on assets (ROA) variable posted on the Indonesia Stock Exchange, together with the loan-to-deposit ratio (LDR), capital adequacy ratio (CAR), and non-performing loans (NPL), are correlated with profitability. The impact of return on assets (ROA) factors on the banking sector is investigated in this study. The research used a data sample of 245 from 49 financial institutions that have continuously fulfilled the necessary data requirements for a minimum of five years. Panel data, testing of panel data, testing of classical assumptions, and multiple regression analysis employing econometric views (E-views 12) are among the chosen analytical techniques. The ROA variable is unaffected by the LDR variable's t-test findings. In a similar vein, the ROA variable is unaffected by the t-test findings for the CAR variable. Moreover, the ROA variable is unaffected by the NPL variable's t-test findings. Nonetheless, the ROA variable is concurrently impacted by the LDR, CAR, and NPL factors.

The Effect of Service Quality and Price on Client Loyalty Using The Services of Notary and PPAT Yousfrita in Jakarta

2024-09-11T09:24:59+07:00

This study aims to examine the effect of service quality and price on client loyalty at YOUSFRITA Notary and PPAT services, in Jakarta. This study uses survey, interview and questionnaire methods by collecting data through questionnaires to clients. The population in this study are clients who have used YOUSFRITA notary and PPAT services. Sampling size using the hair formula depending on the number of parameters in the form of question indicators in this study, namely, 30 multiplied by 5, so that 150 respondents were obtained. The collected data were analysed using descriptive statistical methods and testing of data collection instruments using the Partial Least Square (PLS) method. The results showed that there was a positive and significant effect of service quality and price variables on client loyalty. The practical implication of this research is the importance of companies focusing on improving service quality, setting competitive prices and paying attention to the overall customer experience. By implementing these strategies, YOUSFRITA notary and PPAT services, can build strong Client Loyalty and increase their competitive advantage in the market.

Assessing the Engagement Strategies of Indonesia’s Top 5 Universities on Instagram

2024-09-25T13:43:35+07:00

This research aims to assess the engagement strategies of Indonesia's top 5 universities on Instagram, analyzing how these strategies enhance interaction with the audience. Utilizing a combination of content analysis and machine learning, the study scrutinizes various elements like posting frequency, content type, and usage of hashtags. The findings reveal that strategic content placement, emotional appeal, and the incorporation of interactive elements significantly bolster engagement. These strategies are particularly effective in fostering a vibrant academic community and enhancing the universities' outreach efforts. This study contributes to the understanding of digital engagement in higher education and offers actionable insights for optimizing social media marketing strategies.

Economic Growth in Indonesia: Dynamics of Poverty, Unemployment, and Health Budgets

2024-09-26T21:14:12+07:00

Even with Indonesia's impressive recent economic expansion, issues including poverty, unemployment, health care spending, housing, education, and labor productivity continue to be serious problems. International organization databases, government reports, academic publications, national statistics agencies, and academic publications are some of the sources that can be used for secondary quantitative data analysis encompassing 34 provinces from 2018 to 2022. The results show that unemployment, poverty all have a detrimental effect on economic growth. On the other hand health budget allocations all have a favorable impact. The study concludes that while investments in health budgets positively influence growth by enhancing human capital and, poverty, unemployment negatively impact economic growth. This study's conclusion about the correlation between the variables can offer insightful information to practitioners across a range of fields and public policy.

Analysis of The Role of Motivation in The Relationship Between Transformational Leadership and Islamic Work Ethics in Increasing Employee Productivity

2024-09-27T20:12:37+07:00

This takes a look at a quantitative narrative version of the use of field records to check examples of transformational management and Islamic paintings ethics on worker productivity with motivation as an intervening variable. The studies populace is Kopsha Rabbani personnel. The pattern accumulated amounted to 145 human beings using the random sampling approach and the use of the Slovin device. The research was processed using the WarpPLS eight.0 software. Specific checks display that transformational management does not affect motivation, Islamic painting ethics affects motivation, transformational leadership has an impact on worker productivity, and Islamic paintings ethics has no impact on employee productivity. Motivation is established to affect motivation. Worker. Worker productivity. The impersonal takeaway is that transformational management does not propose employee productivity through motivation, and the Islamic work ethic influences worker productiveness through motivation. In the improvement of human resources (SDI), it is vital to instil Islamic painting ethics systematically to encourage and inspire personnel to grow their productivity.

The Islamic Financing on Macroeconomic Stability in Indonesia

2024-09-18T10:18:56+07:00

The objective of this study is to examine the function of Islamic finance in fostering macroeconomic stability in Indonesia. Specifically, it will scrutinize the stability of Islamic banks, its effects on micro, small, and medium enterprises (MSMEs), and its impact on economic growth and inflation. Employing a qualitative research approach, data were gathered by means of document analysis, encompassing books, scholarly publications, and institutional reports. The results demonstrate that Islamic banks, which employ profit-sharing and asset-backed financing structures, have higher levels of stability in comparison to conventional banks, therefore mitigating the likelihood of financial catastrophes. Islamic finance has profoundly facilitated the expansion of MSMEs by offering cost-effective, interest-free lending, therefore augmenting their productivity and economic contributions. Furthermore, Islamic finance promotes consistent economic expansion by prioritizing investments in tangible assets in industry areas such as agriculture and manufacturing. Although it suppresses speculative activity, its effect on inflation is inconclusive, as further growth of micro, small, and medium enterprises (MSMEs) may have upward influence on pricing. In conclusion, the study highlights that Islamic finance contributes to Indonesia's macroeconomic stability by strengthening Islamic banks, promoting MSME development, and fostering balanced economic growth. The data shows a consistent rise in the contribution of MSMEs to Indonesia's GDP from 57.08% in 2017 to 61.90% in 2022, underscoring their increasing significance in the national economy. This upward trend highlights the growing role of MSMEs in economic development.

Indonesian SMES and Global Market Penetration: The Effects of Human Capital Investment, Government Role, and Technological Progress

2024-09-07T00:38:09+07:00

MSMEs play a significant role in supporting the country's economy as they account for 60.5% of GDP. MSMEs confront a number of difficulties related to financing, supply, and market demand that need to be given more consideration in order to support their entry into the global market. The purpose of this study is to examine how government involvement, technology advancement, human capital investment, and entrepreneurial orientation affect MSMEs (micro, small, and medium-sized firms) in Indonesia and their internationalization strategies. This study uses a quantitative approach with data collection techniques using a Likert scale questionnaire. Then descriptive analysis and Partial Least Squares (PLS) are used to analyze the data. The study's findings show that technical change significantly affects MSMEs' internationalization strategies; in contrast, entrepreneurial orientation, investments in human capital, and the role of the government are not as significant in this regard. However, this research offers stakeholders improved guidance for bolstering MSMEs' success and expansion in global markets, as well as for widening the gap in the global MSME market to promote Indonesia's sustainable economic growth.