Setyowati, Tupi, and Jamilah Jamilah. “The Value-Added Analysis of Intellectual Capital for Banking Financial Performance”. Agregat: Jurnal Ekonomi dan Bisnis 3, no. 1 (March 22, 2019): 17–24. Accessed November 22, 2024. https://journal.uhamka.ac.id/index.php/agregat/article/view/3244.